THE NOMINEE STRUCTURE
How you own what you buy on Credibila
When you invest on Credibila, the shares are held for you by a licensed nominee, and you remain their owner. This page explains how that arrangement works and what it means for you as an investor.
THE COMPANY
Register shows one holder: the nominee
LICENSED NOMINEE
Holds the block of shares
SEGREGATED SUB-LEDGER
You
your shares
Investor
their shares
Investor
their shares
IN SHORT
The nominee holds the shares. You own them.
When you invest, Credibila's licensed nominee is registered as the shareholder and does the shareholder paperwork. The full economic interest in the shares, which means any proceeds when they are sold or the company pays out, flows back to you, less the fees stated on the listing.
It works much like a bank account: the bank holds the money, but the money is still yours.
WHY IT'S SET UP THIS WAY
What the structure does for you
The nominee handles the shareholder admin
Private companies cannot manage thousands of small shareholders. The nominee signs, approves and reports for the whole block, so the company deals with a single holder and you don't have to deal with any of it. This is what allows a listing to open from US $100.
Pooling also gives smaller investors more weight. Many US $100 holdings together form a significant block, and the nominee negotiates on behalf of that block, so investors in it can benefit from protections a company would not offer to an individual with a single small holding.
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Subscription documents, transfer approvals, shareholder consents, distributions and reporting all have to happen for every share. Without a nominee each investor would handle these alone and the company would have to track down hundreds of people for every decision. That is why private companies have always sold shares in large blocks to a few investors. One registered holder, one signature, keeps the company willing to let small investors in at all.
Your money is kept separate from Credibila's
Before shares are bought, your funds sit in a licensed custodian account. Once the shares are bought, your holding is recorded in your name on a segregated sub-ledger. Your money is never part of Credibila's balance sheet.
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Credibila Markets is regulated by the Financial Services Commission of Mauritius as a Full Service Dealer. Client funds are never commingled with platform assets. The shares are held by the nominee for investors, not as Credibila's own property, and the sub-ledger records exactly who owns what. If Credibila stopped operating, the holding would pass to a replacement nominee or, failing that, to investors directly.
One holding at the company, a separate record for each investor
Omnibus means the nominee holds one block of shares for many investors. Each investor has their own entry on a segregated digital sub-ledger, so while the company sees one shareholder, you see your own holding, in your name, on your dashboard.
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Your line on the sub-ledger records your shares, your purchase price and your entitlement to anything the shares pay out. You get the same economic result as holding the shares directly, less the fees on the listing. What you do not hold is a share certificate in your own name or a direct vote at company meetings. The nominee votes the block. Where a decision is yours alone, such as whether to sell in an offer that is not compulsory, you are asked. Because the block is large, the nominee is in a position to ask for minority shareholder protections, such as information rights or the right to take part in a future sale on the same terms as larger investors, which a company would not extend to one small holder.
All your investments in one place
Because every listing is held the same way, all your holdings appear in the same account, with their documents, on one dashboard. There are no separate agreements or platforms to keep track of.
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Your profile and verification are done once and cover every listing. Each holding appears on your dashboard with its documents, its reporting and its payouts. When a holding changes hands inside the block, the sub-ledger updates and your dashboard shows the new position. You never have to reconcile across platforms.
WHAT WE COMMIT TO
Clear terms on every listing
Fees are shown before you invest
Each listing states its upfront fee and carry. Carry is a share of profit only, so if there's no profit, there's no carry. Fees are shown on the company page alongside the figures and the risks.
Holdings can be transferred
Because the nominee holds the block, a holding can move from one verified investor to another inside it, without the company having to re-register anything. This is what makes secondary sales possible. Credibila may open transfer windows on a listing where there are buyers and sellers. Private shares remain illiquid and no window is guaranteed, but the structure makes transfers possible in a market where they are otherwise rare.
Every listing is held the same way
Primary rounds, secondary shares and fund units are all held the same way. In a secondary, such as WHOOP, an existing shareholder sells and the nominee buys the block. The company is not selling and has not endorsed the offer.
FAQS
Common questions
Is my name on the company's register?
No. The nominee's name is. Your name is on the nominee's sub-ledger, which records who owns what inside the block.
Can I sell when I want?
Usually not. Private shares are illiquid. Expect to hold for years. When the company is sold, lists, or buys back shares, the nominee acts on the block and your share of the proceeds is paid to you. Where Credibila opens a transfer window on a listing, you may be able to sell to another verified investor inside the block. No window is guaranteed.
Who votes?
The nominee votes the block. On routine matters it follows the company's board unless there is reason to believe that would harm investors. Where a decision is yours alone, you are asked.
Will I get company updates?
Yes, through your app. Private companies share less than listed ones. Credibila passes on what it receives.
What happens if Credibila stopped operating?
The shares are held by the nominee for investors. They are not Credibila's assets. The holding would pass to a replacement nominee or, failing that, to investors directly. Client funds are in custodian accounts and are not Credibila's assets either.
Does the structure change what I can earn or lose?
No. You get the same economic result as holding the shares directly, less the fees stated on the listing. You can lose all of it. The structure is what makes ownership possible; it does not reduce the investment risk.
GET STARTED
Start investing on Credibila
Create an account and complete your profile to see every listing and its documents.
RISK WARNING
Alternative investments are high-risk and illiquid. Capital at risk. For qualified investors only. Access to shares is via Credibila's nominee structure. Investors hold beneficial ownership. Nothing on this page is an offer, solicitation or recommendation to invest. Credibila Markets is licensed by the Financial Services Commission, Mauritius, as a Full Service Dealer. Not investment advice.